Is a UK mobile phone contract open to everyone?

To the uninitiated or the clueless, the general belief is that everyone is privy to a UK mobile phone contract and all they need to do is simply make an application with a mobile provider of choice. Well, to some extent, that statement might be true but on further scrutiny, not everyone per se is open to applying for a mobile phone contract. There are a number of ways we can look at it but the truth of the matter is that there are rules set and a number of requirements that a person needs to meet before they can be considered for a mobile phone contract in the UK.

To begin with, it is important to note that a UK mobile phone contract is not open to everyone. To further explain this, let’s take a look at a number of factors.


Legal age
Not everyone can apply for a mobile phone contract. The law requires that an individual be at least 18 years of age and beyond. As such, any minor who has not attained the legal age of 18 years cannot be considered for a UK mobile phone contract. Such a person cannot enter into a contract as it is only UK individuals who have attained 18 years and beyond that can legally enter into a contractual obligation.

Credit score
Believe it or not, your credit score plays an important role in so far as your ability to get approved for a loan or even a mobile phone contract is concerned. Applying and getting approved for a standard UK mobile phone contract requires that you have a good credit score failure to which you will always be on the rejected list. This was however before the unveiling of guaranteed, no credit check as well as bad credit mobile phones. These aforementioned mobile phone contracts made it possible for those with a poor credit score to be accepted and get approved for a mobile phone contract except for the fact that they had to enjoy less benefits/perks.

If you’re just a visitor to the UK or you’ve come for a temporary engagement, it’s essential to note that you cannot apply and get accepted for a mobile phone contract. The rule of engagement is that you need to provide proof of residence in the UK before you get accepted for a UK mobile phone contract. As such, foreigners in the UK cannot be approved for a mobile phone contract.


If you are not a person of sound mind, you can as well forget about applying and getting approved for a UK mobile phone contract. Any contract entered with a person of unsound mind is null and void and cannot be enforced in a court of law.

Are you unemployed with no proof of regular income? Are you unemployed and seeking to be approved for a UK mobile phone contract? If that’s the case, you can be rest assured that 99% of UK providers will not approve your application because you are high risk and chances of defaulting on your payments monthly are very high. Providers tend to approve applications from individuals who are capable of meeting their monthly obligations and therefore unemployment provides enough grounds for rejection.